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May is Disability Insurance Awareness Month
Monday, 29 April 2013 15:13

When you get sick or hurt, and cannot work, do you want a "get well soon" card? Or a paycheck?

Which job do you prefer?

Of all the insurance products one can own, personal Disability Insurance is the most important, for two big reasons:

  1. You're more likely to suffer a loss of income due to sickness or injury than any other major loss, and
  2. Without your paycheck, you will lose everything else.

A Harvard Study on medical bills and personal bankruptcy notes that:

  • 62% of all personal bankruptcies filed in the United States in 2007 were due to illness and medical bills.1
  • 78% of all the families involved had medical insurance at the start of their illness.1

Why do people go bankrupt even though they have health insurance? The primary reason is lost wages while one is sick or hurt, and cannot work.

This is where I can help you protect your paycheck - with a Disability Income Insurance policy.

For a free consultation, call today (800) 680-5596.

1 Clinical Research Study. Harvard University. 16 March, 2009 http://www.lifesolutionsonline.com/docs/DI_Bankruptcy_2009.pdf

 

Brent D. Gardner, CLU, ChFC