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Vision Care: There's an App for That

Telemedicine – the practice of remotely diagnosing and treating patients through telecommunications – is revolutionizing the healthcare industry and eliminating burdensome costs and inconvenient appointments from customers’ lives in the process. When it comes to ocular telemedicine, this means allowing patients to visit the eye doctor just once every two years instead of every single time they need a refill or a lens replaced.

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Whatever You Call This Health Care Mess, It's Not Insurance

The House of Representatives has just passed a statute it represents as “repealing and replacing Obamacare.” This legislation, now awaiting what promises to be major challenges in gaining the Senate’s approval, does amend certain aspects of the Obamacare setup, but all in all the changes are less than earth-shaking, and the previous system will continue in important regards even if the House version should gain approval in the Senate.

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Against Profligate Digital Shunning

I have an interesting meeting next week. A young woman in my community is working very hard on a set of policy suggestions for environmental measures, and she wants a libertarian perspective on the ideas she has drawn up. So we’re going to get together over coffee and talk about her plan and about what I think libertarians might think of it.

But I don’t want to write about her plan today.

I want to write about her invitation to talk about it.

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Retirement Is Nobody’s Business but Your Own

As someone who works around a lot of economists in Washington, DC, I am privy to a lot of big talk about the problem of retirement policy. The overwhelming consensus among the learned is that Americans, as a group, aren’t saving enough money for retirement, and that if we can gather sufficiently clever people in a room, we can figure out a way to coerce, trick, or otherwise induce workers to be more responsible with their incomes.

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Using Social Security to Punish the Rich Doesn't Help the Poor

I’ve repeatedly argued that there are two Social Security crises. The one most people know about is the fiscal crisis. Simply stated, the program is bankrupt.

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America's Brazilian Future

When I write about poorly designed entitlement programs, I will warn about America’s Greek future. Simply stated, we will suffer the same chaos and disarray now plaguing Greece if we don’t engage in serious reform.

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The Road to Serfdom

Is there a greater tragedy imaginable than that in our endeavour consciously to shape our future in accordance with high ideals we should in fact unwittingly produce the very opposite of what we have been striving for?

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Brent D. Gardner, CLU, ChFC