You can do everything right, and still have a bad outcome. This is why we buy insurance.
If you die today, who is going to need money? And how much will they need? That's what Life Insurance is for.
When you get sick or hurt, and cannot work, which do you prefer: A "get well soon" card? Or a paycheck? That's what Disability Income Insurance is for.
When you retire, do you want a monthly check guaranteed for the rest of your life, regardless of market crashes and unpredictable interest rates? That's what an Annuity is for.
If you need to go into a nursing home, do you want to prevent government confiscation of your savings, and preserve your estate for the next generation? That's what Long Term Care Insurance is for.
If you are diagnosed with life threatening cancer, have a heart attack, or stroke, do you want a large lump sum of cash that you can use any way you want? That's what Critical Illness Insurance is for.
Worth reading: Sometimes We Crash
If you want to ask an insurance agent a question, call today (800) 680-5596.