Brent D. Gardner, CLU, ChFC

When management owns stock, then rewarding the shareholders becomes a first priority, whereas when management simply collects a paycheck, then increasing salaries becomes a first priority.

I can't recall ever once having seen the name of a market timer on Forbes' annual list of the richest people in the world. If it were truly possible to predict corrections, you'd think somebody would have made billions by doing it.

Never buy anything that you can't illustrate on the back of a napkin.

Never invest in anything that cannot be illustrated with a crayon.