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SECURE Act of 2019

The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 was signed into law by President Donald Trump on December 20, 2019. What does it mean to you?

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What High-Tax Europe Really Looks Like

A new report outlines how intrusive Europe's high taxes are on the work life of its citizens. Is this what Americans want?

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How Estonia—Yes, Estonia—Became One of the Wealthiest Countries in Eastern Europe

The question of why some countries are rich and prosperous whereas others seem to be condemned to the scourge of poverty has been around for centuries. Many factors have been argued to be the determinants of prosperity: geographical, cultural, historical, etc. 

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The Tax System, Explained in Beer!

Keeping it simple here.

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Where Does Your State Rank on Individual Tax Burden? A Look at All 50 States

Taxes are the price that regular people pay for government spending. Whether that spending goes to things and services that people want, like road repairs, schools, fire and police protection, trash pickup, public parks, or to things that people don’t really want, like sports stadiums or excessively lavish pension benefits for bureaucrats, the bill for all these things is ultimately paid through taxes.

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Unlike Actual Insurance, Social Security "Insurance" Creates More Risk for the Future

Every time the Social Security trustees issue their annual report, some people notice that the system’s huge unfunded liabilities (currently, a $42.1 trillion cumulative shortfall) are inherently unfair to future Americans. That threatens its status as the “third rail” of politics, which electrocutes anyone who tries to touch it.

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Key Person Life Insurance

What is Key Person Life Insurance?

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Brent D. Gardner, CLU, ChFC