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Term Life Insurance: Conversion Credits
 

Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Term Life Insurance: Conversion Credits
Thursday, 30 January 2020 19:03

How do you get to use your life insurance premium dollars twice? With conversion credits.

The better term life insurance policies have a conversion option. This is a feature that allows the policy owner to convert the term life insurance policy into a different policy, such as universal life or Whole Life without having to provide evidence of insurability. This means the insured doesn't need to answer medical questions, be examined by a doctor, or provide blood or urine samples.

Among those better term life insurance policies, the best are those that offer conversion credits -- allowing you to use your premium dollars twice!

How conversion credits work: Premiums you paid over the last 12 months for your term life policy are applied a second time towards the annual premium of the life insurance policy that you converted to.

That's like turning this:

Into this:

Do you want to know more? Call today (800) 680-5596 or complete the form below.