Business Protection

• Protect your business from the loss of a Key Person due to death, disability, critical, or chronic illness

• Every business owner will one day be out of business, one of five ways: death, disability, retirement, voluntary sale, or bankruptcy. What I do is help the owner make sure that no matter which way they exit the business that they get out with maximum profit. You should start your plan with a Buy/Sell Agreement

Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Retirement Planning

Convert your IRA to a Roth IRA

Never Run Out of Money During Retirement
Monday, 13 October 2014 16:54

There's only one investment that provides an income that cannot be outlived.

That investment is an annuity. Specifically, an Immediate Annuity.

Features of an Immediate Annuity1:

  • Lifetime income - a unique benefit no other investment product has
  • Inflation protection
  • Surviving spouse continues to receive an income
  • More income for certain health conditions
  • More income during confinement in a long term care facility
  • Access to principal (commutation benefit)
  • Return of premium at death

Would you like to learn more about Immediate Annuities and how they can provide you with more retirement income? If you do, then complete the form below..

1Some of these features are optional. Immediate Annuities are not a commodity, there are differences in features and benefits, plus variances in payouts based on age at issue, month of issue, gender(s) of annuitant(s), current and future health of the annuitant(s), state of residence, and the type of contract selected.


Brent D. Gardner, CLU, ChFC