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The Changing Landscape of Long-Term Care Planning
Wednesday, 07 October 2020 14:24

When it comes to planning for long-term care, today’s consumers have more choices than ever before.

While nontraditional funding options may work for some people, a traditional Long-Term Care insurance policy remains the best solution for many Americans.

Why Traditional LTCi

It’s the Best Value – A traditional Long-Term Care insurance policy can be significantly less expensive than other funding alternatives.

Coverage is More Comprehensive – Compared to other funding vehicles, it’s the best way to ensure people can get the Long-Term Care services they need.

Benefits Provide Flexibility – Benefits, like a built-in cash option, provide flexibility throughout the progression of care.

Care Coordination is Included – A care coordinator is available to assess needs, develop a plan of care, and arrange for Long-Term Care services.

It Protects Assets – Traditional Long-Term Care insurance provides peace of mind so people don’t have to worry about liquidating assets to pay for care.

It Offers Tax Savings – Premiums for traditional Long-Term Care insurance policies as well as benefits paid are intended to be tax-free.

It Provides Partnership Protection – Policies can be tailored to meet state partnership requirements, allowing policyholders to protect assets from the Medicaid spend-down.

Do you want to learn more? Do you need a quote for your own Long-Term Care insurance policy?

Call today (800) 680-5596, or complete this form below:

 

Brent D. Gardner, CLU, ChFC

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