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Financial Planning

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Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Do You Need a Tax Deduction?

If you haven't filed your tax returns yet, there are some last-minute strategies that can reduce your tax bill.

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How to Prepare for an Insurance Medical Exam

You've applied for insurance that requires a medical exam. What should you do to prepare your exam?

Term Life Insurance: Conversion Credits

How do you get to use your life insurance premium dollars twice? With conversion credits.

Deferred Income Annuities

For centuries, an Income Annuity was a product that produced a guaranteed income that started within the year. Now one can purchase income that starts many years in the future for pennies on the dollar. We call that a Deferred Income Annuity. Do you want to know more?

18 Facts on the US National Debt That Are Almost Too Hard to Believe

At around $22.5 trillion, the United States national debt sits at 106 percent of Gross Domestic Product (GDP). There is no disputing that this gigantic debt will someday become due and payable. However, there is hesitation among the political class as to what must be done to pay down and eliminate this debt.

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Life Insurance: Four Questions You Should Ask

There are four questions you should ask regarding your life insurance.

Worksite Benefits

How can you improve employee retention, reduce employee training costs, and increase your profits? With employee benefits.

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Brent D. Gardner, CLU, ChFC

Final Expense Life Insurance

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